From Villages to Cities –

Founded in 1945, the Mahindra Group is one of the largest and most admired multinational federation of companies with 260000 employees in over 100 countries. It enjoys a leadership position in farm equipment, utility vehicles, information technology and financial services in India and is the world’s largest tractor company by volume. It has a strong presence in renewable energy, agriculture, logistics, hospitality and real estate. The Mahindra Group has a clear focus on leading ESG globally, enabling rural prosperity and enhancing urban living, with a goal to drive positive change in the lives of communities and stakeholders to enable them to Rise.

Over 2 decades ago Mahindra and Mahindra Financial Services Limited (MMFSL) commenced its journey in the rural non-banking finance industry. Providing individuals with personalized finance for a wide range of vehicles, small-scale business requirements, and many other diverse end-users – all to help people live their dreams and Rise in life.

Mahindra Finance noticed the rural market in India was extremely underserved, especially when compared to urban India. So, they responsibly stepped in to help. This focus on the rural market grew exponentially. In 2007, as an industry leader with a healthy financial foundation and a good reputation with the Reserve Bank of India, Mahindra Finance (MMFSL) setup Mahindra Rural Housing Finance Limited (MRHFL) to offer home loans – for new home construction, and for the improvement and extension of homes in rural India.

Mahindra & Mahindra Financial Services Limited (MMFSL) currently holds an 89% stake in Mahindra Rural Housing Finance Limited (MRHFL).

Mahindra Rural Housing Finance Limited (MRHFL), a proud subsidiary of Mahindra Finance and part of the Mahindra Group. With deep roots in rural and affordable housing segment, MRHFL is now expanding its reach across urban markets bringing inclusive housing finance solutions to every corner of Bharat.

Founded in 2007 and registered with the National Housing Bank, MRHFL was established with a clear vision: to make homeownership a reality for all. While we continue to serve rural and semi-urban communities, our evolving portfolio now also caters to urban customers seeking premium housing finance solutions.

Click here to explore our 500+ branches across 15+ states and top metro cities

MRHFL offers tailored home loan solutions for property and plot purchase, construction, home improvement, extension, top-up loans, and balance transfer facilities—designed to meet the diverse and evolving needs of first-time buyers, growing families, and aspirational homeowners across India.

At MRHFL, we go beyond lending- we become partners in progress.
We walk alongside our customers at every stage of their homeownership journey, offering not just financial solutions but a foundation for transformation.

Inspired by the Mahindra Group’s ‘Rise’ philosophy and guided by our core value of ‘Driving Positive Change’—we strive to create lasting impact through housing finance, supporting India’s vision of ‘Housing for All’.