Use our Pradhan Mantri Awas Yojana Urban (PMAY-U) Subsidy Eligibility Calculator to find out how much subsidy you can avail and check your eligibility instantly. This tool helps you calculate the Credit Linked Subsidy Scheme (CLSS) benefits based on your income, loan amount, and property details.
*The values, calculations, and results provided are for illustrative and informational purposes
only.
Actual figures may vary based on parameters determined by Mahindra Home Finance.
The PMAY-U Subsidy Calculator helps you quickly determine if you qualify for benefits under the Credit Linked Subsidy Scheme (CLSS). It identifies your subsidy category (EWS, LIG, MIG) based on income, calculates the total subsidy amount and annual benefit, and shows how much you can save on your home loan EMIs. This tool makes it easy to plan your home purchase under the Pradhan Mantri Awas Yojana scheme.
To avail PMAY-U benefits, you must meet certain conditions.
You should not own a pucca house anywhere in India, and the property should be registered in the name of a female family member or jointly with a spouse. Your household income should fall under one of the eligible groups:
Additionally, the property must meet size and value requirements, such as a carpet area up to 120 sq. m and housing value within scheme limits.
Choosing Mahindra Home Finance for your PMAY-U loan means partnering with a trusted name in housing finance. With years of experience, we offer a simple and transparent loan process, ensuring clarity at every step. Our competitive interest rates and flexible tenure options make home ownership affordable and stress-free. Plus, our dedicated team provides complete support for PMAY-U subsidy applications, helping you maximize benefits under the scheme.
Start your journey toward an affordable home today with Mahindra Home Finance.
The PMAY-U 2.0 Subsidy Calculator by Mahindra Home Finance is an online tool that helps you check your eligibility for the Pradhan Mantri Awas Yojana – Urban (PMAY-U) 2.0 and calculate the subsidy amount you can receive under the Credit Linked Subsidy Scheme (CLSS).
Any Indian citizen who does not own a pucca house anywhere in India and meets the income criteria under PMAY-U 2.0 can apply. The property should also be registered in the name of a female family member or jointly with a spouse.
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