Documents Checklist: What You Need to Apply for a Home Loan

Planning to apply for a home loan? One of the most important steps in the process is submitting the right documents. Missing or incorrect paperwork can delay your loan approval—or even lead to rejection.

At Mahindra Home Finance, we aim to make your home loan journey smooth and hassle-free. This guide provides a complete checklist of documents required for a home loan, so you can be fully prepared and avoid unnecessary delays. From identity proof to income verification, we’ve covered everything you need to know.

Let’s get your paperwork right and your home loan approved faster.

KYC Documents

• PAN Card
• Aadhaar Card
• Passport/Driving License/Voter ID (as address proof)

Income Documents

For Salaried:

• Last 3 months’ salary slips
• Last 6 months’ bank statements
• Form 16 (Optional)

For Self-Employed:

• Last 2 years’ ITR with computation of income
• CA-certified Profit & Loss account and balance sheet
• Last 6 months’ bank statements (personal + business)

Other Documents

• Passport-size photographs
• Loan application form

Having these documents ready helps you enjoy a smooth loan approval process.

Apply Now to talk to a Mahindra Home Finance representative for personalised assistance.