The Pradhan Mantri Awas Yojana Urban (PMAY-U 2.0) is the Government of India’s flagship affordable housing scheme, designed to achieve the vision of Housing for All by 2025. If you belong to the EWS (Economically Weaker Section), LIG (Lower Income Group), or MIG (Middle Income Group) category, you can avail benefits under PMAY-U 2.0, including interest subsidies (ISS) up to ₹1.80 lakh.
Before applying, it’s crucial to check your PMAY-U eligibility. With Mahindra Home Finance’s PMAY-U Eligibility Calculator, you can instantly know whether you qualify for the scheme—saving time and ensuring accuracy.
Step-by-Step Guide to Apply for PMAY Urban Scheme Online
Step 1: Check Your Eligibility
Confirm your income category:
- EWS: Income up to ₹3 lakhs
- LIG: ₹3–6 lakhs
- MIG: ₹6–9 lakhs
Other conditions:
- You or your family should not own a pucca house in India.
- Aadhaar card is mandatory for PMAY registration.
- Property must be located in a statutory town under PMAY Urban.
Use Mahindra Home Finance’s PMAY-U Eligibility Calculator to check your eligibility instantly.
Step 2: Visit the Official Portal
Go to pmaymis.gov.in for PMAY-U 2.0 registration.
Step 3: Fill the Application Form
- Enter Aadhaar details
- Upload required documents (income proof, property details, etc.)
Step 4: Track Your Application
Use the PMAY application tracking feature on the official portal or let Mahindra Home Finance assist you with real-time updates.
Key Points to Remember
- PMAY last date to apply for 2025 will be announced soon—stay updated with Mahindra Home Finance.
- Use the PMAY subsidy calculator to estimate your savings.
Apply Now with Mahindra Home Finance
Take the first step towards owning your dream home under PMAY-U 2.0. With interest subsidy benefits, easy eligibility checks, and expert guidance, Mahindra Home Finance makes your journey to affordable housing simple and stress-free.

