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Choosing between Pradhan Mantri Awas Yojana – Urban (PMAY-U) and other housing schemes can be confusing. Here’s a quick comparison:
| Feature | PMAY-U 2.0 | State Housing Schemes | Private Affordable Housing |
|---|---|---|---|
| Subsidy | Up to ₹1.80 lakh under PMAY CLSS | Varies | None |
| Eligibility | EWS / LIG / MIG | State-specific | Income-based |
| Interest Rate | Lower with PMAY interest subsidy | Standard | Standard |
Why PMAY-U 2.0 Stands Out?
- PMAY interest subsidy reduces your home loan burden significantly.
- Nationwide coverage across statutory towns under PMAY Urban.
- Transparent PMAY application process and tracking through the Unified Web Portal.
Pmay Calculator
