He lives in village Chada, Tehsil Kuhi with his father, mother, wife, brother and 2 children. They took loan of 1 lakh to add tiles, plaster and paint to his newly built home. He has finally been able to realize his dream of providing a safe andcomfortable home for his family.

After living in a joint family for a while they wanted to live in an individual home with their three children. They purchased a piece of land in hopes that they will build a home of their own. In that pursuit they started construction but over a period of time, they did not get enough funds to complete the construction. They were reluctant to take the loan because they believed the interest rates would be too high so they started living in their half constructed home. After their friends referred them to MRHFL, then availed a loan and finished their construction. MRHFL has helped make our dream come true!

He lives in a big joint family consisting of 3 brothers, their wives and children (17 members). Their previous house was not big and also old & primitive. So the two brothers took loans for MRHFL to make 2 new homes alongside the old one so now all 3 brothers have individual houses with their family and proper sanitation. They are happy that there is ample space for the children to study and also to keep their farming equipment and food.

They took a loan to renovate and build their house roof, floor, tiles, and water leakage problem. They got their full amount on loan but suddenly Mr. Raju passed away by snake bite. They were unable to pay the loan due to the expenses they incurred in the unfortunate event. MRHFL talked to them and them settlement of loan amount is done claiming the persons insurance. They are relieved today as their mental burden has been lifted from them.

His family was a joint family. After the wealth distribution in the joint family, every family got only a small space in their family house. This was very little space to live with his wife and three children. So he had a plan to construct a new house for his family. He purchased a piece of land and then started construction of the house. He had spent many summers sleeping on the terrace as the heat made it impossible to sleep indoors. His wife was quite emotional about the fact that they finally got the slab house that they have been dreaming of.

He has shifted from his old house to his new house as the old one was falling apart and in a bad state. In the process of building, he completed his slab and found that he had no more funds to complete his house. After receiving the loan from MRHFL, his house is nearing completion. He even plans to construct a kitchen and a boundary wall in coming days. He feels happy that he is getting his own house built after all the tests and trials of his life.

He had an old house that used to get flooded during the rains and hence he started building a new one but had to stop construction mid-way due to lack of funds. For three years the house remained half built. Then MRHFL had sanctioned him a loan with which he was able to finish his slab and deck work of his new house. Once this loan is completed, he is in also plans to construct a compound wall around the house. He says that this will give him a sense of competition and happiness in his life.

He lives with his wife, son and a daughter. He took a loan for adding facilities like tiles, roof, and bathrooms to his new home and wanted it to complete before his son's marriage. It gives him happiness and pride for the family for owning a big home with more than three rooms.

He runs the biggest and only grocery shop in the village. He approached MRHFL to complete the plastering, flooring, electrical and woodwork through one of the customers who buys groceries from them. He is happy that the loan helped him complete his house. He wishes to take another loan for constructing the first floor of his house in another two years.

He used to stay in half constructed house with a slab for a few years and he did not think of completing the house. Though there were money lenders in the locality but he could not afford their high interest rates. He were waiting for income to build the house but later when he got to know about MRHFL, he availed the loan and completed the process in a single shot.

He lives with his mother, wife and 2 sons. He is a farmer who rents his lands to other famers. He took loan of Rs.1,50,000, sharing it with 2 other people and had Rs. 50,000 as his loan. He took it to construct his new house as the old one was in a bad condition. No one gave him a loan to him in Hingna but MRHFL contacted him and arranged the amount. He plans to take a new loan and he was happy with the MRHFL service and wants to do more for his family and improve his house even further.

In 2007, we met with Kadunath Damodar Hilwale who needed a loan to build his pucca home. His daughter’s wedding date was set and he wanted to secure her future. He believed that a completed home was a sign of prosperity and that it was absolutely essential before marriage. So he went from one bank to the other, across districts, to obtain a loan, but none were ready to offer him one. But he persisted, despite constant rejection. After meeting him, we were inspired by his determination and we backed him by disbursing a loan with which Kadunath was able to build his home. But unfortunately, a severe drought followed and he had no money left to complete the rest of his home. In a while, we disbursed yet another loan with which he was able to finish his project. Even today our customer manager Ravi Pardeshi (Now a Regional Business Head), who managed Kadunath’s case in 2007, and Kadunath still remain friends. Kadunath reminds us that our role at MRHFL is to provide continued support to our customers and go beyond just a commercial, transactional relationship. For us, he signifies a will to succeed, regardless of what obstacles may stand in one's way. Being one of our first customers, we will always cherish the relationship we have with him.

Mr. Mahendra Pise lives with his joint family and took a loan 5 years back as a customer. He was working as a vet but he had to leave the job after sometime. Then time went bad for him and it was not possible for him to repay installment. MRHFL officials talked to him about his delay then he asked about a job in MRHFL and got in as a collection executive. He also married a girl he loved soon after. Her parents opposed their relationship earlier but later they accepted because of his employment. Now he is customer manager and lives better than before. His brother also joined MRHFL and he opened a tiles trading shop for another brother.

He lives with his wife and a son and daughter. They lived in very poor conditions in their old house and when they came to know that MRHFL gave home loans to rural customers, they applied for the same and received it. Their house was then re-plastered, painted and tiled. He says that his house was lucky for him as he flourished in his newly started dairy business and was also able to educate his son and daughter with the income. He says, “I owe it all to his new house”.